12% p.a.
Community Development Loan
Build a better community together
Empowering TANAPA employees through savings, affordable loans and financial growth.
Reliable savings and affordable credit, serving members since 2000.
Development Loan12% p.a.indicative rate
Emergency Loan14% p.a.indicative rate
Annual Dividend9.5%when declared
Share ValueTZS 10,000per share
Application FeeTZS 200,000non-refundable
Development Loan12% p.a.indicative rate
Emergency Loan14% p.a.indicative rate
Annual Dividend9.5%when declared
Share ValueTZS 10,000per share
Application FeeTZS 200,000non-refundable
How can we help you today?
Grow your savings with confidence
Open a savings account, set up monthly contributions, and earn competitive dividends, your money working as hard as you do.
By the numbers
A quarter-century of measurable impact
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Years of Service
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Registered Members
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Active Members
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Loan Products
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Member Services
Reg. PRI-ARS-ARS-CC-2022-1462
Since 2000
About HIFADHI SACCOS
Built by members, for members, since 2000
HIFADHI SACCOS LTD was founded to give Tanzania National Parks employees a trusted home for their savings and a fair source of credit. Twenty-five years on, we remain member-owned, member-governed, and wholly focused on your financial wellbeing.
- Member-owned cooperative, profits return to you as dividends
- Regulated, transparent stewardship of every shilling
- Financial education woven into everything we do
What we offerFull-service financial support
View all servicesFull-service financial support
for every member
Savings
Flexible savings accounts and voluntary deposits that grow with competitive returns and annual dividends.
Loans
Four purpose-built loan products with affordable rates and fast, member-friendly approval.
Financial Education
Workshops and resources that build confident money-management skills for every member.
Investment Opportunities
Collective investment schemes that put members' pooled resources to productive work.
Business Support
Advisory, mentorship, and capital to help members launch and grow their enterprises.
Member Training
Regular training on cooperative principles, entrepreneurship, and financial planning.
Why choose us
Reasons members trust HIFADHI
We combine the warmth of a member-owned cooperative with the discipline of a serious financial institution.
Affordable Rates
Interest rates well below commercial banks, set by members for members.
Fast Loan Processing
Streamlined approvals, emergency loans in as little as 24 hours.
Trusted Since 2000
A quarter-century of dependable service to TANAPA employees.
Financial Education
We invest in members' financial literacy, not just their balances.
Secure Savings
Regulated, transparent stewardship of every shilling you save.
Member Ownership
You are an owner, profits return to members as dividends.
Credit built around real member needs
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Member voices
Real stories from real members
Trusted by members since 2000
“HIFADHI made owning my first home possible. The development loan was affordable and the team guided me through every step.”
Neema Kimaro
Park Warden, Serengeti
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In partnership & collaboration with
